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Still Looking for 2025 Coverage?

Life changes. If you missed 2025 Open Enrollment, you can still be prepared for the future with Blue Cross and Blue Shield of Illinois. During the Special Enrollment Period, you may be able to enroll in a health insurance plan if you’ve gone through certain life changes.

Start by understanding the Special Enrollment Period and if you’re eligible to enroll.

Explore Benefits Beyond Your Plan

We’re here to help make healthy living easier. As a BCBSIL member, you have access to member tools, resources and programs that offer discounts and rewards for healthy living.

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Manage Your Health Plan All in One Place

Are you new to BCBSIL? You can create your secure member account with your member ID card and, in some cases your social security number.

Once logged in, you can review your coverage details, choose or update your primary care provider, help us get to know you by taking a short 8-question survey and more.

Why Choose BCBSIL?

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Strong Networks Near You

BCBSIL has strong provider networks that span the state of Illinois. Choosing an in-network provider for preventive care, like annual check-ups and some screenings, means you’ll avoid out-of-pocket costs. Use our provider search tool to find in-network care.

Search for in-network care

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Essential Benefits Always Covered

You'll have coverage for care like: wellness, maternity, newborn and pediatric, ambulance transport, emergencies, hospitalizations, labs, prescriptions, disease management, behavioral health, chemical dependencies, and rehabilitation services.

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Levels of Costs and Care

We have different plans offered at different levels to best meet your health and budget needs. Between HMO, PPO and POS plans with Gold, Silver and Bronze levels, you'll stay covered how you want.

Explore the metal levels

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Prescription Coverage

Based on your plan, you will either pay a set amount (copay) or a percentage (coinsurance) of your drug costs after meeting your deductible.

Review your 2025 prescription list

Resources

Select a resource in the list to learn more.

Information About Rates

Learn about our health plan rates, why they may change and what it could mean for your health plan rate in the coming year.

Application Tracker

Follow your application’s progress after applying.

Premium Tax Credit 

Learn if you qualify for a subsidy, also known as a premium tax credit.

How to Contact Us

Have questions? We can help whether you're shopping for a plan or need to understand your plan.

Doctor and Hospital Finder

Check to see if your doctor and hospital are in-network.