Medicare
How You Qualify for Medicare
Understanding eligibility can help you more easily navigate Medicare and make informed decisions about your health care coverage.

Quick Facts About Medicare Part A and Part B Eligibility
Understanding Medicare eligibility is important as you approach your retirement age or if you qualify due to a disability. Generally, individuals 65 and older, certain younger people with disabilities, and people with end-stage renal disease (ESRD) are eligible for Medicare Parts A and B.
Medicare Advantage and Part D Eligibility
- Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare.
- Eligibility for Medicare Advantage typically requires enrollment in both Part A and Part B
- Medicare Part D offers prescription drug coverage; you must be enrolled in Part A, Part B or both to be eligible for Part D.
- You must also reside in the private insurer’s service areas to be eligible for Medicare Advantage and Part D plans.
Medicare Supplement Insurance Eligibility
You are eligible for Medical Supplement Insurance if you are If you’re at least 65 years old, enrolled in Medicare Parts A and B, and a resident of Illinois.
If you are under 65 and disabled, you are eligible to apply once you have been informed of you are eligible for Medicare by disability.
Helpful Tools and Resources
Help Me Choose a Plan
Not sure whether a Medicare Supplement Insurance Plan or a Medicare Advantage Insurance Plan is right for you? Just answer a few questions to help you decide.
Download the Decision GuideStay With Blue℠
If you currently have employer coverage through BCBSIL, explore how you can stay with the insurer you know and trust.
Learn How to Stay With Blue℠Get Help from an Agent
Fill out a simple form and a BCBSIL authorized agent will contact you within two business days. You’ll get the personalized help you need to find the right insurance plan for you.
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Whether you're new to Medicare and need help shopping for a plan or you already have Medicare and want to switch to another plan, we're here to help.